I wrote a few weeks ago about how banks were setting themselves up to be disrupted by introducing all sorts of extra fees for their customers and basing their business on services people didn’t need. Now, just a few weeks later, 35,000 people have closed their accounts with major banks and put their money intoRead… Read more »
I wanted to pull this out of my previous post and make it its own post: Increasingly, innovating on the web is like creating a better bumper for a Ford Explorer. And sure, Ford Explorers need better bumpers (they always do!), but that’s not what I got into the web for. Are you working onRead… Read more »
I’m going to come clean: I’ve got an appetite for disruption. And it seems to be growing. Day by day I’m becoming ever more interested in the notion of disruption. Increasingly, I find myself looking for areas that are ripe for disruption, and within those areas, looking for the particular thing that could be theRead… Read more »
We’ve all grown up in a time when to do anything on the web is to be disruptive. Writing? On the web? Disruptive. Finding a date? On the web? Disruptive. It’s been going on for so long that we sort of think the web is disruptive, just by virtue of its DNA. Anything + webRead… Read more »
The whole world is eulogizing Steve Jobs today, on Twitter, in the media, in cafes, everywhere. On the alumni list for ITP, the grad program I went to, someone wrote in about an encounter he had with Jobs: I asked him, “if you could talk to yourself from 20 years ago, what would you talkRead… Read more »
Still thinking about yesterday’s post on how Open is Dead, I took a short trip down to Wall Street today to check out and participate briefly in Occupy Wall Street. While I was there, I was reminded of this passage from the book Sex at Dawn (excellent book, a must-read). The passage is about JaneRead… Read more »
Open is dead. That’s the conclusion I came to at a recent meeting of people gathered to talk about how to advance the Open Data agenda. Open isn’t dead as a movement, it’s dead as a term that can be used to excite people, get them to rally around a cause, show up at anRead… Read more »
Banks these days seem to be going wild with new fees for everything. More and more, you can’t do anything without incurring a fee. Walk into a bank? Get a fee. Request an old statement? Get a fee. Close your account? Get a fee. It’s crazy. And the latest fee announcement, the craziest of all,Read… Read more »
I post to this blog a couple of times a week. I just throw whatever I have on my mind out there, and people, a few thousand a month, come by and read it, mostly without commenting. Occasionally I wonder who these people are, and whether I’m affecting them at all. Mostly I have noRead… Read more »
I’m no expert on economics. I found both Macro and Micro Economics in undergrad to be insanely dull classes, and that was as far as I got. But I do know a thing or two about getting large numbers of people to do what you want them to do with positive and negative stimulus. I’veRead… Read more »