FSA OR HSA? WHICH WILL SAVE YOU MORE MONEY THIS OPEN SEASON?
Don’t just re-enroll in the health plan you’ve been using for years. Reflect on the HDHP + HSA advantages which can dramatically improve your present and future financial life.
Posts By Stephen Zelcer
What to Expect from the Thrift Savings Plan
You can and NEED to set expectations of your investment’s behavior. Not doing so is a mistake that will prevent you from maximizing your TSP (and your other investments).
Should You Take an Early Out or Buyout?
Are you familiar with all of your retirement options?
Should You Get the TSP Annuity?
Before you commit your money to the TSP annuity, you will want to consider the following.
Which Federal Employee Benefits Will LOWER Your Taxes?
Tax planning puts you in the driver’s seat. Instead of scrambling to minimize taxation at the end of each year (or before April 15th of the following year), tax planning allows you to see today’s tax options compared to future tax options.
FERS + Social Security + TSP: Is That Enough for Retirement?
I am contributing 5% to my TSP, getting the maximum agency match, and I’m also paying into Social Security and the Federal Employee Retirement System (FERS). Is that going to be enough to retire on?
10 Differences between the TSP and an IRA
Whether you are in savings mode or retirement mode, you should ask yourself if your preferred vehicle is the TSP or an IRA.
5 Points to Considers for the Long Term Care Decision
For starters, if you need long term care, consider what it will cost. Here are a couple of good resources to help you forecast LTC expenses.
4 Benefits of Coordinating Retirement Accounts with Your Non-Retirement Accounts
Not coordinating your retirement accounts with your outside investments is a mistake that can cost you greatly.
Why the 2016 FEGLI Open Season May Not Help Near-Retirees
For the first time in 12 years, the Federal Employees’ Group Life Insurance (FEGLI) is offering an “Open Season.” Here’s what you need to know.