The question is actually more complicated than it first appears, because it demands consideration on two levels. First, there’s the emotional component: Are you ready to enter a new phase of life? Do you have a plan for what you would like to accomplish or do in retirement? Have you thought through both the goodRead… Read more »
One of the biggest mistakes today’s federal retirees can make is to underestimate the importance of Social Security in their retirement strategies.
Of all the benefits provided by the federal government, have you ever stopped to consider the benefits of your unused sick leave?
Home loans frequently make up significant amounts of household debt, and reducing as much debt as possible before entering retirement can seem like a good idea. A 2013 survey found that 40% of Americans age 55 and older believe that paying off their mortgage was the smartest financial move they ever made.[i] There’s also aRead… Read more »
It is now time to make sure you understand how your retirement accounts function in the distribution phase so that you can maximize your income streams as you begin withdrawing on your savings.
This week we would like to help you better understand how Federal government employment affects your Social Security benefit.
Have you ever stopped and considered how your marginal tax rate in retirement may be affected by your annuity?
Choosing a Survivor Benefit: Taking Care of the Ones You Love While no one likes to contemplate their own death, making sure that your family will be provided for after your passing is an important part of retirement planning. Private-sector employees generally just apply for and buy life insurance and move on, but as aRead… Read more »
The decision to fund a Roth account, such as Roth TSP, instead of a traditional tax-advantaged account is an important one. When weighing your options, consider these three questions.
Knowing and understanding who you are as an investor should be the foundation for your portfolio.