The following cat videos were posted on the official Social Security Youtube page as well as placed Skip Ads on Youtube to encourage retiring online through our new website. The SSA website redesign is seen in the video as well. All cats and voice over talent were volunteer in an effort to save money. FromRead… Read more »
Everyone planning their retirement needs to know how much they will have to live on in retirement and how much their spouse’s survivor benefit will be. Frank Cullen, a retired federal manager, friend, and former associate, sent me a comprehensive spreadsheet prior to my retirement that projected my annuity and survivor benefit for the nextRead… Read more »
It’s finally here, the long talked about retirement tsunami. “If you look at federal employment statistics there is not just a large percentage of folks who are eligible to retire but an increasing number of folks that are actually taking up the government on that offer,” said Tom Fox. Fox is the Vice President forRead… Read more »
A site visitor to one of our forums stated that she was 66 and still working and was CSRS offset. A colleague suggested that she think about drawing social security now versus waiting until she retires. Once you reach age 66 you can earn unlimited amounts without reducing your Social Security benefit. She had beenRead… Read more »
Norma, a federal employee that elected to collect Social Security while still working, commented on my last article on this subject. She stated that while it is true you don’t decrease social security benefits if you are still working at age 66 or older you may be subject to taxes on some of the socialRead… Read more »
Many obsess about what they will do in retirement and fear finding out too late – after they retire – that retirement isn’t for them. Most retirees discover early on that their time remains a cherished commodity and you will wonder how you ever worked and got anything done. I’ve been retired going on 9Read… Read more »
The stock market is up and the DOW stock market index has recovered from its low of 6629 in March of 2009 to over 15,000 recently. Interest rates and yields on CDs, treasuries, and savings have remained historically low. The government has artificially maintaining interest rates well below norm to stimulate the economy and toRead… Read more »
Is FEGLI Option “B” a good value for healthy federal employees as they approach retirement? When our client, male age 55 in excellent health, contacted Allfeds.com, he was hoping to preserve his Federal Employees’ Group Life Insurance, Option ”B”, into retirement and reduce the costs going forward. Little did he know he could save halfRead… Read more »
Retirees and employees alike often need extra income to just get by, pay off debt, or to save for special occasions or a rainy day. There are many part time job offers that you must be cautious of such as advertisements that offer unrealistic wages and annual incomes with little work involved. Real opportunities takeRead… Read more »
After a roaring start last week, stocks peaked on Wednesday and finished with some wild intraday action and a rare weekly loss in 2013. We saw a mini-crash in Japan as the Nikkei lost over 7% in Thursday’s trading. This triggered a very weak open for our indices on Thursday morning, but buyers stepped upRead… Read more »